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Marple Township’s suburban housing, two busy state routes, and a creek along the eastern edge worth knowing about.
Serving this community since 1947
Yoos Insurance covers households and businesses throughout Broomall from Drexel Hill, a short drive down West Chester Pike. The community sits in the eastern part of Marple Township, bounded by Route 3 to the north and Darby Creek to the east, and that geography shows up in both the housing and the risks.
The housing is mostly comfortable post-war suburbia: singles, splits, and ranchers on real lots, with newer construction filling in around them. Route 252 and Route 320 carry the daily traffic, and West Chester Pike carries rather more of it than most residents would prefer.
The Thomas Massey House sits at Lawrence and Springhouse Roads as a reminder of how long people have been living here. Its brick section was built before 1708, making it one of the earliest surviving houses in Pennsylvania, and Marple Township has owned and preserved it since 1964.
Local knowledge
Coverage
Each of these is compared across our carriers before we recommend anything.
Suburban singles, splits, and ranchers, insured to full rebuild cost.
Learn more →Real limits for daily Route 3 and Route 252 driving, compared across carriers.
Learn more →A million or more of liability above the house and the cars, for a few hundred a year.
Learn more →For the trades, offices, and shops working out of Marple Township.
Learn more →Cost
Pennsylvania averages run roughly $1,177 to $2,195 a year depending on the dwelling limit each study assumes. Detached suburban housing generally quotes well within that band, with roof age, systems, and any pool or detached structures doing most of the work on an individual quote.
The more useful number here is often the umbrella. Published figures for a $1 million personal umbrella mostly run $300 to $600 a year, which is a small premium for the layer that stands between a serious at-fault accident and the equity in your house.
Households with teenage drivers should treat that as its own quoting exercise. The premium change is substantial and carriers price young drivers very differently, so the carrier that won last year is frequently not the one that wins the year a licence arrives.
Cost ranges compiled from published Pennsylvania averages, retrieved August 2026. Your own quote depends on the specific property, vehicles, and history.
Household changes
Insurance in a settled suburb goes wrong through drift rather than disaster. The policy is fine on the day it is written and slowly stops matching the household, because the household keeps changing and nobody tells the carrier.
The obvious one is a teenager reaching driving age, which changes an auto premium more than any other single event and is also the moment liability limits deserve a hard look. Others are quieter: a finished basement that added living space, a kitchen renovation that raised rebuild cost, a home office that started as a side project and became a business, a trampoline or a pool that arrived one summer, an adult child moving back with their own car.
Each of those is a small conversation and a potentially expensive omission. A business run from the house is generally excluded from a homeowners policy, and a pool changes both the liability exposure and which carriers want the risk at all. None of it is complicated, but all of it needs saying out loud.
We ask about these at renewal rather than waiting to discover them during a claim, which is the only time the answers become expensive.
Why independent
There is a pattern in comfortable suburbs: the policy works, nobody complains, and it renews untested for a decade while limits stay where they were set and premiums quietly climb. Meanwhile the house appreciates, the kids start driving, and the gap between what is covered and what is at stake gets wider every year.
We would rather have the awkward conversation early. Five carriers, current rebuild costs, honest liability limits, and a straight answer about whether an umbrella belongs on top. It usually does, and it usually costs less than people expect.
We work across the county from Drexel Hill. See insurance across Delaware County for the full picture, or carriers we represent for who we compare.
Questions
Rebuild costs, liability limits, and an umbrella quote. One conversation, five carriers, no obligation.
Get a QuoteCall (610) 259-6700